{"id":21788,"date":"2026-10-16T14:45:12","date_gmt":"2026-10-16T13:45:12","guid":{"rendered":"https:\/\/gam.dz\/les-assurances-obligatoires-ce-quil-faut-savoir\/"},"modified":"2026-10-16T15:05:52","modified_gmt":"2026-10-16T14:05:52","slug":"les-assurances-obligatoires-ce-quil-faut-savoir","status":"publish","type":"post","link":"https:\/\/gam.dz\/ar\/les-assurances-obligatoires-ce-quil-faut-savoir\/","title":{"rendered":"Les assurances obligatoires : ce qu\u2019il faut savoir"},"content":{"rendered":"<p>Certaines activit\u00e9s professionnelles sont soumises \u00e0 des obligations d\u2019assurance afin de prot\u00e9ger les tiers contre les dommages pouvant r\u00e9sulter de leur activit\u00e9.<\/p>\n<p>Voici quelques-unes des principales assurances obligatoires ou impos\u00e9es \u00e0 certaines professions.<\/p>\n<h2>La Responsabilit\u00e9 Civile Automobile<\/h2>\n<p>D\u00e8s qu\u2019un v\u00e9hicule est utilis\u00e9 pour le travail \u2014 voiture, camion, utilitaire \u2014 cette assurance est obligatoire. Elle couvre les dommages caus\u00e9s aux autres. Sans elle : la circulation interdite et la sanctions s\u00e9v\u00e8res.<\/p>\n<h2>La Responsabilit\u00e9 Civile D\u00e9cennale<\/h2>\n<p>Pour les professionnels du BTP, cette assurance prot\u00e8ge pendant 10 ans contre les dommages graves sur un ouvrage. Elle est souvent exig\u00e9e avant le d\u00e9but du chantier.<\/p>\n<h2>L\u2019Assurance Transport de marchandises<\/h2>\n<p>Transporteurs et logisticiens doivent couvrir la perte, le vol ou la d\u00e9t\u00e9rioration des biens confi\u00e9s par leurs clients.<\/p>\n<h2>En r\u00e9sum\u00e9<\/h2>\n<p>Ces assurances obligatoires prot\u00e8gent surtout les tiers. D\u2019autres assurances, comme la multirisque ou la perte d\u2019exploitation, restent facultatives mais sont essentielles pour la s\u00e9curit\u00e9 de l\u2019entreprise.<\/p>\n<p>\ud83d\udca1 \u00catre en r\u00e8gle, c\u2019est bien\u2026 se prot\u00e9ger, c\u2019est vital.<\/p>","protected":false},"excerpt":{"rendered":"<p>Certaines activit\u00e9s professionnelles sont soumises \u00e0 des obligations d\u2019assurance afin de prot\u00e9ger les tiers contre les dommages pouvant r\u00e9sulter de leur activit\u00e9. Voici quelques-unes des principales assurances obligatoires ou impos\u00e9es \u00e0 certaines professions. La Responsabilit\u00e9 Civile Automobile D\u00e8s qu\u2019un v\u00e9hicule est utilis\u00e9 pour le travail \u2014 voiture, camion, utilitaire \u2014 cette assurance est obligatoire. Elle [&hellip;]<\/p>\n","protected":false},"author":15,"featured_media":21872,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[37,89],"tags":[],"class_list":["post-21788","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-conseils","category-profesionnels-et-entreprise"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Les assurances obligatoires : ce qu\u2019il faut savoir - GAM Assurances<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/gam.dz\/ar\/les-assurances-obligatoires-ce-quil-faut-savoir\/\" \/>\n<meta property=\"og:locale\" content=\"ar_AR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Les assurances obligatoires : ce qu\u2019il faut savoir - GAM Assurances\" \/>\n<meta property=\"og:description\" content=\"Certaines activit\u00e9s professionnelles sont soumises \u00e0 des obligations d\u2019assurance afin de prot\u00e9ger les tiers contre les dommages pouvant r\u00e9sulter de leur activit\u00e9. 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