{"id":21765,"date":"2026-10-16T14:42:06","date_gmt":"2026-10-16T13:42:06","guid":{"rendered":"https:\/\/gam.dz\/le-recours\/"},"modified":"2026-10-16T15:06:25","modified_gmt":"2026-10-16T14:06:25","slug":"le-recours","status":"publish","type":"post","link":"https:\/\/gam.dz\/ar\/le-recours\/","title":{"rendered":"Le recours"},"content":{"rendered":"<p>Lorsqu\u2019un sinistre implique un tiers responsable, votre assureur peut intervenir non seulement dans le cadre de votre indemnisation, mais \u00e9galement pour r\u00e9cup\u00e9rer les sommes vers\u00e9es aupr\u00e8s de la partie responsable ou de son assureur.<\/p>\n<p>Ce m\u00e9canisme, appel\u00e9 le recours en assurance, permet de d\u00e9fendre les int\u00e9r\u00eats de l\u2019assur\u00e9 et de faciliter la gestion du sinistre.<\/p>\n<p>Concr\u00e8tement, cela signifie que votre assureur se retourne vers l\u2019assureur du tiers responsable afin de r\u00e9cup\u00e9rer les montants qui vous a \u00e9t\u00e9 vers\u00e9<\/p>\n<p>Pourquoi ce syst\u00e8me est important ?<\/p>\n<ul>\n<li>Il \u00e9vite \u00e0 l\u2019assur\u00e9 des d\u00e9marches longues et complexes<\/li>\n<li>Et il vous permet de b\u00e9n\u00e9ficier de plus de s\u00e9r\u00e9nit\u00e9 apr\u00e8s un sinistre<\/li>\n<\/ul>\n<p>mieux comprendre son assurance, c\u2019est d\u00e9j\u00e0 mieux se prot\u00e9ger.<\/p>","protected":false},"excerpt":{"rendered":"<p>Lorsqu\u2019un sinistre implique un tiers responsable, votre assureur peut intervenir non seulement dans le cadre de votre indemnisation, mais \u00e9galement pour r\u00e9cup\u00e9rer les sommes vers\u00e9es aupr\u00e8s de la partie responsable ou de son assureur. Ce m\u00e9canisme, appel\u00e9 le recours en assurance, permet de d\u00e9fendre les int\u00e9r\u00eats de l\u2019assur\u00e9 et de faciliter la gestion du sinistre. [&hellip;]<\/p>\n","protected":false},"author":15,"featured_media":21854,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[37,86],"tags":[],"class_list":["post-21765","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-conseils","category-les-ba-ba-du-contrat-dassurance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Le recours - GAM Assurances<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/gam.dz\/ar\/le-recours\/\" \/>\n<meta property=\"og:locale\" content=\"ar_AR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Le recours - GAM Assurances\" \/>\n<meta property=\"og:description\" content=\"Lorsqu\u2019un sinistre implique un tiers responsable, votre assureur peut intervenir non seulement dans le cadre de votre indemnisation, mais \u00e9galement pour r\u00e9cup\u00e9rer les sommes vers\u00e9es aupr\u00e8s de la partie responsable ou de son assureur. 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