{"id":21761,"date":"2026-10-16T14:41:59","date_gmt":"2026-10-16T13:41:59","guid":{"rendered":"https:\/\/gam.dz\/la-vetuste\/"},"modified":"2026-10-16T15:06:34","modified_gmt":"2026-10-16T14:06:34","slug":"la-vetuste","status":"publish","type":"post","link":"https:\/\/gam.dz\/ar\/la-vetuste\/","title":{"rendered":"La V\u00e9tust\u00e9"},"content":{"rendered":"<p>Lorsqu\u2019un sinistre survient, le montant de l\u2019indemnisation d\u00e9pend de plusieurs \u00e9l\u00e9ments pr\u00e9vus par votre contrat d\u2019assurance. Parmi eux, la notion de v\u00e9tust\u00e9 peut avoir un impact important sur la valeur retenue pour vos biens.<\/p>\n<p>Mais qu\u2019est-ce que la v\u00e9tust\u00e9 et comment est-elle prise en compte lors de l\u2019\u00e9valuation d\u2019un sinistre ? Voici l\u2019essentiel \u00e0 savoir.<\/p>\n<p>La v\u00e9tust\u00e9 correspond \u00e0 la perte de valeur d\u2019un bien entre sa date d\u2019achat et la date du sinistre.<br \/>En effet, tout bien se d\u00e9pr\u00e9cie naturellement avec le temps.<\/p>\n<p>Lors de l\u2019expertise, un bar\u00e8me de v\u00e9tust\u00e9 est appliqu\u00e9 en fonction de plusieurs crit\u00e8res : la dur\u00e9e de vie du bien et son \u00e2ge<\/p>\n<p>L\u2019expert d\u00e9termine alors un taux de v\u00e9tust\u00e9 que l\u2019assureur utilisera pour calculer l\u2019indemnisation.<\/p>\n<p>En r\u00e9sum\u00e9, la v\u00e9tust\u00e9 permet d\u2019\u00e9valuer la valeur r\u00e9elle de vos biens pour une indemnisation juste<\/p>\n<p>\ud83d\udca1 Comprendre votre assurance, c\u2019est mieux prot\u00e9ger ce qui compte pour vous.<\/p>","protected":false},"excerpt":{"rendered":"<p>Lorsqu\u2019un sinistre survient, le montant de l\u2019indemnisation d\u00e9pend de plusieurs \u00e9l\u00e9ments pr\u00e9vus par votre contrat d\u2019assurance. Parmi eux, la notion de v\u00e9tust\u00e9 peut avoir un impact important sur la valeur retenue pour vos biens. Mais qu\u2019est-ce que la v\u00e9tust\u00e9 et comment est-elle prise en compte lors de l\u2019\u00e9valuation d\u2019un sinistre ? Voici l\u2019essentiel \u00e0 savoir. [&hellip;]<\/p>\n","protected":false},"author":15,"featured_media":21850,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[37,86],"tags":[],"class_list":["post-21761","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-conseils","category-les-ba-ba-du-contrat-dassurance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>La V\u00e9tust\u00e9 - GAM Assurances<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/gam.dz\/ar\/la-vetuste\/\" \/>\n<meta property=\"og:locale\" content=\"ar_AR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"La V\u00e9tust\u00e9 - GAM Assurances\" \/>\n<meta property=\"og:description\" content=\"Lorsqu\u2019un sinistre survient, le montant de l\u2019indemnisation d\u00e9pend de plusieurs \u00e9l\u00e9ments pr\u00e9vus par votre contrat d\u2019assurance. Parmi eux, la notion de v\u00e9tust\u00e9 peut avoir un impact important sur la valeur retenue pour vos biens. Mais qu\u2019est-ce que la v\u00e9tust\u00e9 et comment est-elle prise en compte lors de l\u2019\u00e9valuation d\u2019un sinistre ? Voici l\u2019essentiel \u00e0 savoir. 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