{"id":21760,"date":"2026-10-16T14:41:57","date_gmt":"2026-10-16T13:41:57","guid":{"rendered":"https:\/\/gam.dz\/la-franchise\/"},"modified":"2026-10-16T15:06:53","modified_gmt":"2026-10-16T14:06:53","slug":"la-franchise","status":"publish","type":"post","link":"https:\/\/gam.dz\/ar\/la-franchise\/","title":{"rendered":"La Franchise"},"content":{"rendered":"<p>Les contrats d\u2019assurance comportent parfois des termes qui peuvent sembler techniques ou difficiles \u00e0 comprendre. Parmi eux figure la franchise, une notion importante \u00e0 conna\u00eetre pour mieux comprendre votre indemnisation en cas de sinistre.<\/p>\n<p>Mais qu\u2019est-ce que la franchise et dans quelles situations s\u2019applique-t-elle ? Voici l\u2019essentiel \u00e0 savoir.<\/p>\n<p>la franchise c\u2019est le montant des dommages qui reste \u00e0 votre charge en cas de sinistre, la franchise est toujours pr\u00e9cis\u00e9 dans votre contrat automobile<\/p>\n<p>Mais \u00e0 quoi sert-elle ?<br \/>La franchise encourage chaque automobiliste \u00e0 \u00eatre plus prudent et responsable sur la route, ou m\u00eame lorsqu\u2019il choisit un endroit s\u00fbr pour se garer.<\/p>\n<p>Et bonne nouvelle !<br \/>Si vous n\u2019\u00eates pas responsable de l\u2019accident et que la partie adverse est bien identifi\u00e9, votre assureur peut r\u00e9cup\u00e9rer la franchise aupr\u00e8s de l\u2019assurance adverse\u2026 et vous la restituer !<\/p>\n<p>Alors, en cas de sinistre, pensez toujours \u00e0 noter les informations de la partie adverse pour aider votre assureur \u00e0 d\u00e9fendre vos droits.<\/p>\n<p>La vigilance, c\u2019est aussi une assurance !<\/p>\n<p>RDV jeudi prochaine pour en savoir plus sur la v\u00e9tust\u00e9 !<\/p>","protected":false},"excerpt":{"rendered":"<p>Les contrats d\u2019assurance comportent parfois des termes qui peuvent sembler techniques ou difficiles \u00e0 comprendre. Parmi eux figure la franchise, une notion importante \u00e0 conna\u00eetre pour mieux comprendre votre indemnisation en cas de sinistre. Mais qu\u2019est-ce que la franchise et dans quelles situations s\u2019applique-t-elle ? Voici l\u2019essentiel \u00e0 savoir. la franchise c\u2019est le montant des [&hellip;]<\/p>\n","protected":false},"author":15,"featured_media":21849,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[37,86],"tags":[],"class_list":["post-21760","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-conseils","category-les-ba-ba-du-contrat-dassurance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>La Franchise - GAM Assurances<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/gam.dz\/ar\/la-franchise\/\" \/>\n<meta property=\"og:locale\" content=\"ar_AR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"La Franchise - GAM Assurances\" \/>\n<meta property=\"og:description\" content=\"Les contrats d\u2019assurance comportent parfois des termes qui peuvent sembler techniques ou difficiles \u00e0 comprendre. Parmi eux figure la franchise, une notion importante \u00e0 conna\u00eetre pour mieux comprendre votre indemnisation en cas de sinistre. Mais qu\u2019est-ce que la franchise et dans quelles situations s\u2019applique-t-elle ? 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