{"id":12695,"date":"2024-05-17T11:36:26","date_gmt":"2024-05-17T10:36:26","guid":{"rendered":"https:\/\/bloom-communication.dz\/GAM\/?page_id=12695"},"modified":"2026-04-14T19:17:14","modified_gmt":"2026-04-14T18:17:14","slug":"catastrophes-naturelles","status":"publish","type":"page","link":"https:\/\/gam.dz\/ar\/particuliers\/catastrophes-naturelles\/","title":{"rendered":"\u0643\u0648\u0627\u0631\u062b \u0637\u0628\u064a\u0639\u064a\u0629"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"12695\" class=\"elementor elementor-12695\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0a1d8f2 e-con-full elementor-hidden-mobile e-flex e-con e-parent\" data-id=\"0a1d8f2\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-091ab72 e-con-full elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-child\" data-id=\"091ab72\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9418ecb elementor-widget__width-inherit elementor--h-position-center elementor--v-position-middle elementor-widget elementor-widget-slides\" data-id=\"9418ecb\" data-element_type=\"widget\" data-settings=\"{&quot;navigation&quot;:&quot;none&quot;,&quot;transition&quot;:&quot;fade&quot;,&quot;infinite&quot;:&quot;yes&quot;,&quot;transition_speed&quot;:500}\" data-widget_type=\"slides.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-swiper\">\n\t\t\t\t\t<div class=\"elementor-slides-wrapper elementor-main-swiper swiper\" role=\"region\" aria-roledescription=\"carousel\" aria-label=\"Slides\" dir=\"ltr\" data-animation=\"fadeInUp\">\n\t\t\t\t<div class=\"swiper-wrapper elementor-slides\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-repeater-item-3283744 swiper-slide\" role=\"group\" aria-roledescription=\"slide\"><div class=\"swiper-slide-bg\" role=\"img\" aria-label=\"slide cat nat\"><\/div><div class=\"elementor-background-overlay\"><\/div><div class=\"swiper-slide-inner\" ><div class=\"swiper-slide-contents\"><div class=\"elementor-slide-heading\">\u0627\u0644\u0643\u0648\u0627\u0631\u062b \u0627\u0644\u0637\u0628\u064a\u0639\u064a\u0629<\/div><div class=\"elementor-slide-description\">\u0627\u062d\u0645\u0650 \u0645\u0646\u0632\u0644\u0643 \u0645\u0646 \u0627\u0644\u0643\u0648\u0627\u0631\u062b \u0627\u0644\u0637\u0628\u064a\u0639\u064a\u0629\n<\/div><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7ae9386 e-con-full elementor-hidden-desktop e-flex e-con e-parent\" data-id=\"7ae9386\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-6454ccd e-con-full elementor-hidden-tablet e-flex e-con e-child\" data-id=\"6454ccd\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4f4806a elementor-widget__width-inherit elementor--h-position-center elementor--v-position-middle elementor-widget elementor-widget-slides\" data-id=\"4f4806a\" data-element_type=\"widget\" data-settings=\"{&quot;navigation&quot;:&quot;none&quot;,&quot;transition&quot;:&quot;fade&quot;,&quot;infinite&quot;:&quot;yes&quot;,&quot;transition_speed&quot;:500}\" data-widget_type=\"slides.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-swiper\">\n\t\t\t\t\t<div class=\"elementor-slides-wrapper elementor-main-swiper swiper\" role=\"region\" aria-roledescription=\"carousel\" aria-label=\"Slides\" dir=\"ltr\" data-animation=\"fadeInUp\">\n\t\t\t\t<div class=\"swiper-wrapper elementor-slides\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-repeater-item-3283744 swiper-slide\" role=\"group\" aria-roledescription=\"slide\"><div class=\"swiper-slide-bg\" role=\"img\" aria-label=\"slide cat nat\"><\/div><div class=\"elementor-background-overlay\"><\/div><div class=\"swiper-slide-inner\" ><div class=\"swiper-slide-contents\"><div class=\"elementor-slide-heading\">\u0627\u0644\u0643\u0648\u0627\u0631\u062b \u0627\u0644\u0637\u0628\u064a\u0639\u064a\u0629<\/div><div class=\"elementor-slide-description\">\u0627\u062d\u0645\u0650 \u0645\u0646\u0632\u0644\u0643 \u0645\u0646 \u0627\u0644\u0643\u0648\u0627\u0631\u062b \u0627\u0644\u0637\u0628\u064a\u0639\u064a\u0629\n<\/div><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-589cc4d e-flex e-con-boxed e-con e-parent\" data-id=\"589cc4d\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b037aa1 e-con-full e-flex e-con e-child\" data-id=\"b037aa1\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5d42c99 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"5d42c99\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><font color=\"#007229\"><b>\u200c <\/b><\/font> \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0643\u0648\u0627\u0631\u062b \u0627\u0644\u0637\u0628\u064a\u0639\u064a\u0629 (CATNAT)<\/b><\/font>\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0cb2fe0 elementor-widget elementor-widget-text-editor\" data-id=\"0cb2fe0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u064a\u064f\u0639\u062f\u0651 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0643\u0648\u0627\u0631\u062b \u0627\u0644\u0637\u0628\u064a\u0639\u064a\u0629 (CAT NAT) \u062a\u0623\u0645\u064a\u0646\u064b\u0627 \u0625\u0644\u0632\u0627\u0645\u064a\u064b\u0627\u060c \u0645\u0646\u0635\u0648\u0635\u064b\u0627 \u0639\u0644\u064a\u0647 \u0641\u064a \u0627\u0644\u0623\u0645\u0631 \u0631\u0642\u0645 03-12 \u0628\u062a\u0627\u0631\u064a\u062e 26 \u0623\u063a\u0633\u0637\u0633 2003\u060c \u0648\u0645\u062e\u0635\u0635\u064b\u0627 \u0644\u0643\u0644 \u0645\u0627\u0644\u0643 (\u0634\u062e\u0635 \u0637\u0628\u064a\u0639\u064a \u0623\u0648 \u0645\u0639\u0646\u0648\u064a) \u0644\u0645\u0645\u062a\u0644\u0643 \u0639\u0642\u0627\u0631\u064a.\n\u0648\u064a\u062a\u0639\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u0645\u0627\u0644\u0643 \u0627\u0644\u0627\u0634\u062a\u0631\u0627\u0643 \u0641\u064a \u0639\u0642\u062f \u062a\u0623\u0645\u064a\u0646 \u064a\u063a\u0637\u064a \u0627\u0644\u0623\u0636\u0631\u0627\u0631 \u0627\u0644\u062a\u064a \u0642\u062f \u062a\u0644\u062d\u0642 \u0628\u0645\u0645\u062a\u0644\u0643\u0627\u062a\u0647 \u062c\u0631\u0627\u0621 \u0627\u0644\u0643\u0648\u0627\u0631\u062b \u0627\u0644\u0637\u0628\u064a\u0639\u064a\u0629<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f412463 e-flex e-con-boxed e-con e-parent\" data-id=\"f412463\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-028a1bf e-con-full e-flex e-con e-child\" data-id=\"028a1bf\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f5f8665 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"f5f8665\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><font color=\"#007229\"><b>\u0643\u0648\u0627\u0631\u062b \u0637\u0628\u064a\u0639\u064a\u0629 <\/b><\/font><br> \u0627\u0644\u0645\u0645\u062a\u0644\u0643 \u0627\u0644\u0639\u0642\u0627\u0631\u064a<\/b><\/font>\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-295e0c0 elementor-widget elementor-widget-text-editor\" data-id=\"295e0c0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u064a\u062a\u0645 \u062a\u063a\u0637\u064a\u0629 \u0645\u0633\u0643\u0646\u0643\u0645 \u0636\u062f \u062c\u0645\u064a\u0639 \u0627\u0644\u0623\u0636\u0631\u0627\u0631 \u0627\u0644\u0646\u0627\u062a\u062c\u0629 \u0639\u0646 \u0623\u064a \u0645\u0646 \u0627\u0644\u0623\u062d\u062f\u0627\u062b \u0627\u0644\u062a\u0627\u0644\u064a\u0629<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4aa210a elementor-align-center elementor-widget elementor-widget-button\" data-id=\"4aa210a\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/gam.dz\/demandez-votre-devis-catastrophes-naturelles\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-alt-circle-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">\u0627\u0637\u0644\u0628 \u0639\u0631\u0636 \u0633\u0639\u0631<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8bcfc08 e-flex e-con-boxed e-con e-child\" data-id=\"8bcfc08\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<a class=\"elementor-element elementor-element-d855e36 e-flex e-con-boxed elementor-invisible e-con e-child\" data-id=\"d855e36\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[],&quot;animation&quot;:&quot;slideInRight&quot;}\" href=\"https:\/\/bloom-communication.dz\/GAM\/particuliers\/\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-517ece0 premium-header-block title-service elementor-widget elementor-widget-premium-addon-dual-header\" data-id=\"517ece0\" data-element_type=\"widget\" data-widget_type=\"premium-addon-dual-header.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t\t\t\t<h3 class=\"premium-dual-header-first-header\"><span class=\"premium-dual-header-first-span\">\u0627\u0644\u0632\u0644\u0627\u0632\u0644 <\/span><\/h3> \t\t\r\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t<a class=\"elementor-element elementor-element-1788573 e-flex e-con-boxed elementor-invisible e-con e-child\" data-id=\"1788573\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[],&quot;animation&quot;:&quot;slideInRight&quot;,&quot;animation_delay&quot;:500}\" href=\"https:\/\/bloom-communication.dz\/GAM\/service\/professions-liberales\/\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9c4cc4a premium-header-block title-service elementor-widget elementor-widget-premium-addon-dual-header\" data-id=\"9c4cc4a\" data-element_type=\"widget\" data-widget_type=\"premium-addon-dual-header.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t\t\t\t<h3 class=\"premium-dual-header-first-header\"><span class=\"premium-dual-header-first-span\">\u0627\u0644\u0641\u064a\u0636\u0627\u0646\u0627\u062a \u0648\u0627\u0644\u0627\u0646\u0647\u064a\u0627\u0631\u0627\u062a \u0627\u0644\u0637\u064a\u0646\u064a\u0629 <\/span><\/h3> \t\t\r\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7660ed0 e-flex e-con-boxed e-con e-parent\" data-id=\"7660ed0\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-03abd95 e-con-full elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-child\" data-id=\"03abd95\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2c5a7eb elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"2c5a7eb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u0643\u0648\u0627\u0631\u062b \u0637\u0628\u064a\u0639\u064a\u0629 <\/b><\/font><br> \u0627\u0644\u0645\u0645\u062a\u0644\u0643 \u0627\u0644\u0639\u0642\u0627\u0631\u064a<\/b><\/font>\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eef3098 elementor-widget elementor-widget-text-editor\" data-id=\"eef3098\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u064a\u062a\u0645 \u062a\u063a\u0637\u064a\u0629 \u0645\u0633\u0643\u0646\u0643\u0645 \u0636\u062f \u062c\u0645\u064a\u0639 \u0627\u0644\u0623\u0636\u0631\u0627\u0631 \u0627\u0644\u0646\u0627\u062a\u062c\u0629 \u0639\u0646 \u0623\u064a \u0645\u0646 \u0627\u0644\u0623\u062d\u062f\u0627\u062b \u0627\u0644\u062a\u0627\u0644\u064a\u0629<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7d17297 e-flex e-con-boxed e-con e-child\" data-id=\"7d17297\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<a class=\"elementor-element elementor-element-d5fa8e8 e-flex e-con-boxed elementor-invisible e-con e-child\" data-id=\"d5fa8e8\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[],&quot;animation&quot;:&quot;slideInRight&quot;}\" href=\"https:\/\/bloom-communication.dz\/GAM\/particuliers\/\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-de38d6e premium-header-block title-service elementor-widget elementor-widget-premium-addon-dual-header\" data-id=\"de38d6e\" data-element_type=\"widget\" data-widget_type=\"premium-addon-dual-header.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t\t\t\t<h3 class=\"premium-dual-header-first-header\"><span class=\"premium-dual-header-first-span\">\u0627\u0644\u0639\u0648\u0627\u0635\u0641 \u0648\u0627\u0644\u0631\u064a\u0627\u062d \u0627\u0644\u0639\u0627\u062a\u064a\u0629 <\/span><\/h3> \t\t\r\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t<a class=\"elementor-element elementor-element-c947365 e-flex e-con-boxed elementor-invisible e-con e-child\" data-id=\"c947365\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[],&quot;animation&quot;:&quot;slideInRight&quot;,&quot;animation_delay&quot;:500}\" href=\"https:\/\/bloom-communication.dz\/GAM\/service\/professions-liberales\/\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f0d0fc0 premium-header-block title-service elementor-widget elementor-widget-premium-addon-dual-header\" data-id=\"f0d0fc0\" data-element_type=\"widget\" data-widget_type=\"premium-addon-dual-header.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t\t\t\t<h3 class=\"premium-dual-header-first-header\"><span class=\"premium-dual-header-first-span\">\u062d\u0631\u0643\u0627\u062a \u0627\u0644\u0623\u0631\u0636<br>\u0627\u0644\u0627\u0646\u0632\u0644\u0627\u0642\u0627\u062a \u0627\u0644\u0623\u0631\u0636\u064a\u0629 <\/span><\/h3> \t\t\r\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ecb44d3 e-flex e-con-boxed e-con e-parent\" data-id=\"ecb44d3\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d2aee83 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"d2aee83\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><font color=\"#007229\"><b>\u200c <\/b><\/font>\u0627\u0644\u0623\u0633\u0626\u0644\u0629 \u0627\u0644\u0634\u0627\u0626\u0639\u0629<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c63ffd elementor-widget elementor-widget-menu-anchor\" data-id=\"1c63ffd\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"faq\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b711650 elementor-invisible elementor-widget elementor-widget-n-accordion\" data-id=\"b711650\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;shake&quot;,&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1910\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-1910\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u0641\u064a \u062d\u0627\u0644 \u0648\u0642\u0648\u0639 \u0643\u0627\u0631\u062b\u0629 \u0637\u0628\u064a\u0639\u064a\u0629\u060c \u0647\u0644 \u0633\u0623\u0633\u062a\u0631\u062f \u0642\u064a\u0645\u0629 \u0645\u0645\u062a\u0644\u0643\u0627\u062a\u064a \u0628\u0627\u0644\u0643\u0627\u0645\u0644\u061f <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1910\" class=\"elementor-element elementor-element-3cb50aa e-con-full e-flex e-con e-child\" data-id=\"3cb50aa\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1910\" class=\"elementor-element elementor-element-9595be3 e-flex e-con-boxed e-con e-child\" data-id=\"9595be3\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2a0b1b0 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"2a0b1b0\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul 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aria-controls=\"e-n-accordion-item-1911\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> \u0647\u0644 \u064a\u062d\u0642 \u0644\u064a \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062a\u0639\u0648\u064a\u0636 \u0641\u064a \u062d\u0627\u0644\u0629 \u0648\u0642\u0648\u0639 \u0643\u0627\u0631\u062b\u0629 \u0637\u0628\u064a\u0639\u064a\u0629 (\u0632\u0644\u0632\u0627\u0644\u060c \u0641\u064a\u0636\u0627\u0646\u060c \u0625\u0644\u062e)\u061f <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1911\" class=\"elementor-element elementor-element-3dcd490 e-con-full e-flex e-con e-child\" data-id=\"3dcd490\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1911\" class=\"elementor-element elementor-element-cc9843b e-flex e-con-boxed e-con e-child\" data-id=\"cc9843b\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7ec9d91 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"7ec9d91\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">\u0641\u064a \u062d\u0627\u0644\u0629 \u0627\u0644\u0633\u0631\u0642\u0629\u060c \u064a\u062c\u0628 \u0639\u0644\u064a\u0643 \u062a\u0642\u062f\u064a\u0645 \u0628\u0644\u0627\u063a \u0644\u062f\u0649 \u0627\u0644\u0634\u0631\u0637\u0629 \u0623\u0648 \u0627\u0644\u062f\u0631\u0643 \u0627\u0644\u0648\u0637\u0646\u064a. \u062b\u0645 \u0623\u0628\u0644\u063a \u0648\u0643\u0627\u0644\u062a\u0643 \u0639\u0646 \u0627\u0644\u0633\u0631\u0642\u0629 \u0644\u0644\u0627\u0633\u062a\u0641\u0627\u062f\u0629 \u0645\u0646 \u062a\u0623\u0645\u064a\u0646 \u0627\u0644\u0633\u0631\u0642\u0629 \u0627\u0644\u062e\u0627\u0635 \u0628\u0643.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Catastrophes NaturellesProt\u00e9gez votre logement contre les catastrophes naturelles Catastrophes NaturellesProt\u00e9gez votre logement contre les catastrophes naturelles Assurance CATNAT L\u2019assurance Catastrophe naturelle (CAT NAT) est une assurance obligatoire, pr\u00e9vue par l\u2019ordonnance n\u00b0 03-12 du 26 ao\u00fbt 2003, destin\u00e9e \u00e0 tout propri\u00e9taire (personne physique ou morale) d\u2019un bien immobilier (\u00e0 usage d\u2019habitation), ce dernier est tenu de [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":0,"parent":12298,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-12695","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Assurance CAT NAT en Alg\u00e9rie - Obligatoire | GAM Assurances<\/title>\n<meta name=\"description\" content=\"L&#039;assurance CAT NAT est obligatoire en Alg\u00e9rie. 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